No Banks Needed! IRS Problems? No Credit? No Worries! Your Income IS Your Credit! Private Financing available. Charming 4-bedroom, 2-bath, 1,704 sq. ft. two-story home in the Northside neighborhood, featuring a cozy front porch, newer furnace and water heater, refreshed bathrooms, fresh main-level flooring, main-floor laundry, and a Michigan basement, with downtown shops, restaurants, and schools just a short walk away. We are seeking a worthy owner who will make this a spectacular home for their household! Are you a deserving buyer who cannot qualify for traditional financing and desires to build wealth through Home Ownership? Then, this is a great opportunity for you. We will be your bank! We are offering this home on land contract with a price of $150,000 and a minimum 10% down payment. Rent-to-own is also an option with a 3.5% down payment. Available upon vacancy. Disclaimer: A licensed Michigan real estate broker has an interest in this property.