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Jim Blehm

Team Owner, Realtor® | The Blehm Group | Keller Williams

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3915 Fruit St , Clay, MI 48001
$175,000
Est. Payment: $901.16/mo
3 Bed
1 Bath
1917 Sqft
Status: active | Days on site: 73
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Jim Blehm
Team Owner, Realtor®

House Description

Investor Special with Serious Upside Potential! Set on over a half-acre in desirable Clay Township, this 1,917 sq. ft. colonial presents an outstanding opportunity for investors, renovators, and buyers looking to create significant equity through updates and improvements. With 3 bedrooms, 1 bathroom, generous living spaces, and a flexible floor plan, the home’s size and layout provide an excellent foundation for a value-add project. Inside, you’ll find a huge eat-in kitchen, oversized rooms throughout, large gathering areas, abundant natural light, and a convenient main-floor primary bedroom. The spacious layout offers tremendous potential for modernization while already providing the scale and functionality many buyers seek. Outside, the property truly shines with a massive fenced yard, detached 2-car garage, and a rare heated workshop - perfect for contractors, hobbyists, storage, or future income-producing possibilities. The oversized lot offers room for expansion, additional amenities, or enhanced outdoor living spaces, giving investors multiple avenues to increase value. The incredible yard provides endless possibilities for entertaining, recreation, gardening, or future improvements. Located in a highly desirable area within walking distance of the North Channel and just minutes from the Harsens Island Ferry, marinas, waterfront restaurants, parks, and local attractions, this property benefits from a perfect location with strong appeal to both year-round residents and seasonal visitors. Whether you’re planning a renovation, building a long-term rental portfolio, or seeking your next profitable project, this is the kind of property where vision, effort, and smart improvements can pay off in a big way.

Highlights

Listed by Chantel T Hines , 586-883-0349 Keller Williams Lakeside , 586-532-0500. MichRIC

Property Type

Residential

Lot/Acreage
0.63

Year Built

1963

County

St. Clair

Neighborhood

Clay Twp

School District

Algonac

Listing ID

20261036512

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Washer, Refrigerator, Oven, Microwave, Dryer, Disposal, Dishwasher
Basement:Crawl Space
Other:Master on Main
Other:Public

Exterior Features

Roof:Asphalt
Others:Deck(s),Fenced Back,Porch(es)
Sewer:Public
Parking Features:Detached,Heated Garage
Principal Interest
$901
Taxes
$231

Home Price

$175,000

Loan Details

30 yrs
6.676%

Down Payment

20%
$35,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$901.16

Principal

Taxes

Principal Taxes HOA Total
Monthly $901.16 $230.96 $0.00 $1,132.12
Yearly $10,813.94 $2,771.48 $0.00 $13,585.42
Total $324,418.15 $83,144.40 $0.00 $407,562.55
Lender profile image
Brian Belinger
Loan Originator
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Market insight data is pulled from the same city as the listing being viewed (Clay, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Southwestern Michigan Regional Information Center, LLC and is deemed reliable but not guaranteed accurate.

Data last updated: 2026-08-02T23:53:55.000Z

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