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Jim Blehm

Team Owner, Realtor® | The Blehm Group | Keller Williams

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8395 N Channel - Harsens Island , Clay, MI 48001
$299,000
Est. Payment: $1,539.70/mo
3 Bed
1 Bath
1389 Sqft
Status: active | Days on site: 25
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jim Blehm
Team Owner, Realtor®

House Description

Land contract terms available.A rare opportunity for an Island Cottage on the North Channel - Harsens Island neighborhood - part of the St Clair Flats/North Channel Flats, just upstream from the entrance of Anchor Bay on Lake St Clair. The cottage is minutes away by boat from all of your favorite lake hangouts.This is a water access only Island Cottage. The cottage is just a short three minute boat ride from the mainland on Anchor Bay Drive (rented boat well/parking lot).This property is surrounded by stunning panoramic views of water, sunrise and sunset skies. The scenic beauty is endless. Words and pictures barely describe the incredible views. The property location is known for being one of the best areas for recreational boating, fishing and hunting.Enjoy an open floor plan, enclosed front porch, front and rear decks, and a 300+ foot sea wall offering exceptional dockage around the island. The property includes a 40‘ x 16‘ covered boat hoist with a 16,000 pound lift capacity (fits up to 12 foot beam) and a 12‘ x 10‘ utility storage shed.For the investors, this property has the potential of being a unique vacation rental.Cottage is turnkey ready. Owner is open to selling fully furnished. Agent is owner.

Highlights

Listed by Louis Nardi , 586-219-1202 EXP Realty Shelby Twp , 586-932-4415. MichRIC

Property Type

Residential

Lot/Acreage
0.49

Year Built

1923

County

St. Clair

Neighborhood

Clay Twp

School District

Algonac

Listing ID

20261051053

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:1
  • Full Bathrooms:1
Air Cond:Wall Unit(s)
Fireplaces:

Exterior Features

Lot:Lake,Waterfront
Roof:Asphalt
Others:Deck(s),Patio
Sewer:Septic Tank
Principal Interest
$1,540
Taxes
$110

Home Price

$299,000

Loan Details

30 yrs
6.676%

Down Payment

20%
$59,800
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Monthly Price:
$1,539.70

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,539.70 $110.00 $0.00 $1,649.70
Yearly $18,476.39 $1,320.00 $0.00 $19,796.39
Total $554,291.59 $39,600.00 $0.00 $593,891.59
Lender profile image
Brian Belinger
Loan Originator
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Market insight data is pulled from the same city as the listing being viewed (Clay, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Southwestern Michigan Regional Information Center, LLC and is deemed reliable but not guaranteed accurate.

Data last updated: 2026-08-02T23:53:55.000Z

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