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Jim Blehm

Team Owner, Realtor® | The Blehm Group | Keller Williams

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513 Julia St NE , Grand Rapids, MI 49505
$234,900
Est. Payment: $522.00/mo
2 Bed
1 Bath
956 Sqft
0.11 Acres
Status: active | Days on site: 20
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Jim Blehm
Team Owner, Realtor®

House Description

SELLER-PAID 2-1 MORTGAGE RATE BUYDOWN AVAILABLE! Enjoy reduced mortgage payments during your first two years of homeownership with a seller-funded financing incentive! The program temporarily reduces your interest rate by 2% the first year and 1% the second year before returning to the full note rate in year three. An excellent opportunity to own an affordable 2-bedroom, 1-bath home in Grand Rapids' desirable Creston/Cheshire neighborhood! Ideal for first-time buyers or anyone looking to build equity, this home offers comfortable living with plenty of potential to make it your own. The spacious, open basement features high ceilings and offers exciting possibilities for future finished living space, a recreation room, or home office, subject to applicable requirements. Recent improvements include a brand-new concrete walkway and side-entry porch, while the roof is approximately 7 years old. Conveniently located near Riverside Park, downtown Grand Rapids, shopping, restaurants along Plainfield Avenue, and major expressways. Affordable homeownership, room to grow, and a seller-paid mortgage rate buydown make this an opportunity worth exploring!

Highlights

Listed by James M Chertos , 616-329-7378 Bellabay Realty LLC , 616-871-9200. MichRIC

Property Type

Residential

Lot/Acreage
0.11

Year Built

1951

County

Kent

School District

Grand Rapids

Listing ID

26051759

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Oven, Range, Refrigerator
Air Cond:Window Unit(s)
Fireplaces:
Floor:Wood
Basement:Full
Other:
  • ▪ Additional:Ceiling Fan(s), Pantry, Master on Main
Water:Public

Exterior Features

Lot:Sidewalk
Roof:Composition
Sewer:Public
Principal Interest
$522
Taxes
$121

Home Price

$234,900

Loan Details

30 yrs
0%

Down Payment

20%
$46,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$522.00

Principal

Taxes

Principal Taxes HOA Total
Monthly $522.00 $121.00 $0.00 $643.00
Yearly $6,264.00 $1,452.00 $0.00 $7,716.00
Total $187,920.00 $43,560.00 $0.00 $231,480.00
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Brian Belinger
Loan Originator
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Market insight data is pulled from the same city as the listing being viewed (Grand Rapids, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Southwestern Michigan Regional Information Center, LLC and is deemed reliable but not guaranteed accurate.

Data last updated: 2026-10-25T18:09:29.000Z

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