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Jim Blehm

Team Owner, Realtor® | The Blehm Group | Keller Williams

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3575 Charlevoix Ave , Petoskey, MI 49770
$3,495,000
Est. Payment: $7,766.67/mo
3 Bed
4 Bath
5078 Sqft
Status: Active | Days on site: 98
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House Description

Rising above Little Traverse Bay, The Summit Over Bay Harbor offers a rare opportunity to create a bespoke waterfront residence in one of Northern Michigan’s most prestigious resort settings. Designed for those who value elevated living, privacy, and unforgettable surroundings, each residence captures sweeping water views and dramatic sunsets from multiple levels.This expansive offering features approximately 5,078 square feet of interior living space, complemented by a 598 square foot rooftop terrace designed for entertaining, relaxation, and evening gatherings overlooking Lake Michigan. Floor-to-ceiling windows flood the interiors with natural light and frame the bay as a living work of art. The main living level is ideal for hosting, anchored by a gourmet kitchen, premium appliances, generous island, fireplace, wet bar, and private balcony suspended above the water.The primary suite is a serene retreat with panoramic views, balcony access, a spacious walk-in closet, and spa-inspired bath. The walkout lower level provides an en-suite guest bedroom, family room, bar area, office, and private patio, creating effortless flow for entertaining and extended stays.Residences at The Summit Over Bay Harbor are offered as custom build opportunities, allowing buyers to select architectural details, interior finishes, and premium upgrades tailored to their lifestyle. Located across from The Cliffs at Bay Harbor and minutes from Petoskey, Charlevoix, Boyne City, and Harbor Springs, this is Northern Michigan luxury living at its finest.

Highlights

Listed by Candice Rich Vallone , 313-218-5300 @properties Christie's Int'l R.E. Birmingham , 248-850-8632.

Property Type

Condo/Townhome

HOA Fee

3303 Quarterly

Year Built

2026

County

Emmet

School District

Petoskey

Listing ID

20261036658

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:2
  • 1/2 Bathrooms:2
Appliances:Washer, Refrigerator, Range, Oven, Microwave, Dryer, Disposal, Dishwasher
Air Cond:Central Air
Fireplaces:Living Room,Gas Log
Basement:Walk-Out Access
Other:
  • Additional:Basement Finished
Water:Public

Exterior Features

Roof:Metal
Others:
  • Additional:Deck(s)
Sewer:Public
Parking Features:Attached,Garage Door Opener
Principal Interest
$7,767
Taxes
$2,228
HOA
$3,303

Home Price

$3,495,000

Loan Details

30 yrs
%

Down Payment

20%
$699,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,766.67

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,766.67 $2,228.06 $3,303.00 $13,297.73
Yearly $93,200.00 $26,736.75 $39,636.00 $159,572.75
Total $2,796,000.00 $802,102.50 $1,189,080.00 $4,787,182.50

Today's Rates

30 Year

0%

20 Year

0%

15 Year

0%

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Market insight data is pulled from the same city as the listing being viewed (Petoskey, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.