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Jim Blehm

Team Owner, Realtor® | The Blehm Group | Keller Williams

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10041 Birch Dr , Riverdale, MI 48877
$515,500
Est. Payment: $2,654.56/mo
3 Bed
2 Bath
1252 Sqft
Status: active | Days on site: 32
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jim Blehm
Team Owner, Realtor®

House Description

Some properties offer a place to spend tim e on the lake. Others offer quality hunting land. It's not often you find both in one property. This 32.99± acre property in Montcalm County offers the best of both worlds, combining a comfortable lakefront cottage on quiet Lake Steven with approximately 32± acres of wooded recreational land that can be enjoyed throughout every season. Situated along the shores of quiet, no-wake Lake Steven, the property offers a peaceful waterfront setting known for its excellent fishing. Whether you're spending summer afternoons on the water, enjoying the view from the shoreline, or relaxing after a day outdoors, the lake serves as the centerpiece of the property. A spacious sunroom stretches across the front of the cottage, providing an inviting place to enjoy morning coffee or unwind while overlooking the water. The cottage offers approximately 1,252± square feet of living space with three bedrooms and one and a half bathrooms. Designed for comfort and functionality, it provides ample space for family and guests. Numerous improvements have been completed over the years, including a new furnace, central air conditioning, water heater, replacement windows and additional updates throughout the home. These improvements enhance comfort while allowing the next owner to begin enjoying the property immediately. Beyond the cottage lies approximately 32± acres of wooded recreational land offering an entirely different outdoor experience. A well-established trail system provides convenient access throughout the property, making it easy to explore the acreage while also providing efficient access to hunting locations. The recreational acreage features a diverse mix of open pine timber and thick regeneration cover that creates quality wildlife habitat. During walks across the property, abundant deer sign can be found throughout the woods, demonstrating consistent wildlife activity. Two elevated hunting blinds are already in place and several existing openings provide opportunities for future food plots or additional habitat improvements. The combination of established access, cover, and habitat creates a recreational property that has been thoughtfully enjoyed over the years. One of the defining characteristics of this property is the variety of recreational opportunities it offers throughout the year. Summer mornings can begin on the lake fishing, kayaking, or simply enjoying the peaceful setting. As the seasons change, the wooded acreage provides opportunities to hunt, explore the trail system, and enjoy the changing colors of the woods. Whether your interests are on the water or in the woods, this property offers a place to enjoy Michigan's outdoors in every season. Located approximately one hour north of Grand Rapids, the property offers a quiet rural setting while remaining within convenient driving distance of shopping, restaurants, and other everyday amenities. From the updated lakefront cottage to the established trail system, hunting blinds, wooded acreage and peaceful waterfront setting, this property offers opportunities to enjoy every season Michigan has to offer. Whether your interests include fishing, hunting, trail riding or simply spending time outdoors with family and friends, the improvements and recreational features are already in place. If you've been searching for a property that offers comfortable lakefront living alongside quality recreational acreage, this 32.99± acre Montcalm County property deserves a closer look. Contact us today to schedule your private tour.

Highlights

Listed by Chuck Keefer , 989-600-4112 and Cody Keefer , 989-859-6926 Whitetail Properties Real Estate, LLC , 217-407-0814. MichRIC

Property Type

Residential

Lot/Acreage
32.99

Year Built

1971

County

Montcalm

School District

Carson City

Listing ID

26033284

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Humidifier
Air Cond:Central Air
Fireplaces:Wood Burning
Basement:Crawl Space
Other:Eat-in Kitchen,Master on Main
Other:Well

Exterior Features

Lot:Recreational,Wooded,Lake,Waterfront
Roof:Metal
Sewer:Septic Tank
Parking Features:Detached
Principal Interest
$2,655
Taxes
$181

Home Price

$515,500

Loan Details

30 yrs
6.676%

Down Payment

20%
$103,100
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,654.56

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,654.56 $181.17 $0.00 $2,835.73
Yearly $31,854.77 $2,174.00 $0.00 $34,028.77
Total $955,643.18 $65,220.00 $0.00 $1,020,863.18
Lender profile image
Brian Belinger
Loan Originator
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Market insight data is pulled from the same city as the listing being viewed (Riverdale, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Southwestern Michigan Regional Information Center, LLC and is deemed reliable but not guaranteed accurate.

Data last updated: 2026-08-02T23:53:55.000Z

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