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Jim Blehm

Team Owner, Realtor® | The Blehm Group | Keller Williams

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895 Holland St , Saugatuck, MI 49453
$495,000
Est. Payment: $2,549.00/mo
2 Bed
1 Bath
1127 Sqft
Status: active | Days on site: 99
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Jim Blehm
Team Owner, Realtor®

House Description

Walk to the Harbor, Marina & Downtown from This Hidden Saugatuck Gem! Discover one of Saugatuck's best-kept secrets. Nestled on an oversized wooded lot just moments from the harbor, marina, and downtown, this charming cottage offers a rare combination of privacy, walkability, and future potential. Surrounded by mature trees and bordering the Mildred Peterson Nature Preserve, the property feels like a secluded retreat while placing you within easy walking distance of everything that makes Saugatuck special. Enjoy morning coffee from the private deck off the primary suite, unwind in the in-home sauna after a day on the water, or entertain friends on the expansive multi-level deck system overlooking the peaceful backyard. The thoughtfully designed outdoor spaces include a private patio, a lower deck ideal for a future hot tub, and plenty of room to gather, relax, and enjoy the natural setting. Inside, the cozy cottage charm blends with practical features including a full walkout basement offering opportunities for additional living space. One of the property's most exciting features is the oversized lot and development potential. Previous city approvals allowed for a detached garage with living quarters above, and the current owners have completed conceptual plans for what they envisioned if they were not relocating out of state. Whether you're dreaming of an ADU, guest house, studio, home office, or expanded family retreat, the possibilities are worth exploring. The new aerial photography showcases what makes this location truly exceptional--harbor access, nearby marinas, preserved natural surroundings, and a walkable connection to downtown Saugatuck's restaurants, galleries, shops, and year-round events. Now offered at $495,000, this is an outstanding opportunity to own a private Saugatuck retreat with room to grow, create, and enjoy for years to come.

Highlights

Listed by Laura J Durham , 269-857-1477 Mill Pond Realty , 269-857-1477. MichRIC

Property Type

Residential

Lot/Acreage
0.19

Year Built

1964

County

Allegan

School District

Saugatuck-Douglas

Listing ID

26007925

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dryer, Range, Refrigerator, Washer
Air Cond:Central Air
Fireplaces:Living Room
Basement:Full,Walk-Out Access
Other:Ceiling Fan(s),Broadband,Sauna,Pantry
Other:Public

Exterior Features

Lot:Corner Lot,Recreational,River
Roof:Composition
Sewer:Public
Parking Features:Attached
Principal Interest
$2,549
Taxes
$354

Home Price

$495,000

Loan Details

30 yrs
6.676%

Down Payment

20%
$99,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,549.00

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,549.00 $353.92 $0.00 $2,902.92
Yearly $30,588.00 $4,247.00 $0.00 $34,835.00
Total $917,639.92 $127,410.00 $0.00 $1,045,049.92
Lender profile image
Brian Belinger
Loan Originator
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Market insight data is pulled from the same city as the listing being viewed (Saugatuck, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Southwestern Michigan Regional Information Center, LLC and is deemed reliable but not guaranteed accurate.

Data last updated: 2026-08-03T01:53:30.000Z

© 2026 MichRIC