Agent profile image in chat bubble
Agent profile image in chat header

Jim Blehm

Team Owner, Realtor® | The Blehm Group | Keller Williams

Agent profile image in message

306 Water St , St. Joseph, MI 49085
$1,129,000
Est. Payment: $2,508.89/mo
3 Bed
3 Bath
1891 Sqft
Status: Active | Days on site: 77
Get Pre-Qualified
satpr04 - s8610
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from , its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Luxury Meets Lakeside Living .... Located where the St. Joseph River meets Lake Michigan, this 3-bedroom, 2.5-bath Townhome Villa sits inside an exclusive gated Waterfront Association with unobstructed views of the lake, the lighthouse, and both the North & South Piers. The main level is open and well-suited for entertaining: marble floors, a gourmet kitchen with timeless custom cherry cabinetry, an expansive granite island, and stainless appliances. A wet bar off the dining area and a carved natural gas fireplace make the space feel both warm and welcoming. The living room opens to a private balcony where sunset views stretch across the water. Upstairs, the primary suite has its own lake-view balcony, a spa-style bath with walk-in shower, and generous closet space. and two additional bedrooms. The attached two-car garage has ceramic tile flooring which flexes nicely into extra entertaining space for larger occasions, and direct patio access for grilling and outdoor lounging. For boating enthusiasts, a deeded 55-foot boat slip with a 28,000-pound lift means your vessel is protected and always ready for an open-water adventure. Few properties on Michigan's Sunset Coast offer this caliber of boating infrastructure and unobstructed access to Lake Michigan. Just minutes away -- Silver Beach, downtown St. Joseph's restaurants, the Whirlpool Fountain, Carousel, Shadowland Pavilion, the Curious Kids Museum, Krasl Art Center, the Farmers Market, and Antiques on the Bluff. The Association also includes a heated pool, clubhouse, and guest parking. A waterfront home like this, with room to entertain, a boat slip, walkable to everything makes your Dream a Reality.

Highlights

Listed by Gary Depa , 269-985-3716 @properties Christie's International R.E. , 269-469-0700.

Property Type

Condo/Townhome

Lot/Acreage
2.17

HOA Fee

655 Monthly

Year Built

1989

County

Berrien

Neighborhood

The Waterfront Association

School District

St. Joseph

Listing ID

26021268

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Ceramic Tile,Tile
Basement:Slab,Walk-Out Access
Other:
  • Additional:Broadband, Garage Door Opener, Wet Bar, Center Island, Pantry
Water:Public

Exterior Features

Lot:Sidewalk,Site Condo,Lake,River,Waterfront
Roof:Other
Others:
  • Additional:Balcony
Sewer:Public
Parking Features:Garage Faces Rear,Garage Door Opener,Attached
Principal Interest
$2,509
Taxes
$1,290
HOA
$655

Home Price

$1,129,000

Loan Details

30 yrs
%

Down Payment

20%
$225,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,508.89

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,508.89 $1,290.42 $655.00 $4,454.31
Yearly $30,106.67 $15,485.00 $7,860.00 $53,451.67
Total $903,200.00 $464,550.00 $235,800.00 $1,603,550.00

Today's Rates

30 Year

0%

20 Year

0%

15 Year

0%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Sep 2026

Average Price

All Price Ranges
N/A
Sep 2026

Average Days on Market

All Price Ranges
N/A
Sep 2026
Market insight data is pulled from the same city as the listing being viewed (St. Joseph, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.