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Jim Blehm

Team Owner, Realtor® | The Blehm Group | Keller Williams

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306 Water St , St. Joseph, MI 49085
$1,129,000
Est. Payment: $2,508.89/mo
3 Bed
3 Bath
1891 Sqft
2.17 Acres
Status: active | Days on site: 174
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Jim Blehm
Team Owner, Realtor®

House Description

LUXURY MEETS LAKESIDE LIVING! Located where the St. Joseph River meets Lake Michigan, this exceptional 3-bedroom, 2.5-bath Townhome Villa is located within an exclusive gated waterfront association and offers unobstructed Lake views, lighthouse views, and views of both the North and South Piers. Designed for both everyday living & entertaining, the main level features marble flooring, a gourmet kitchen with custom cherry cabinetry, an expansive granite island, stainless-steel appliances. A wet bar off the dining area and a carved natural gas fireplace create a warm and inviting gathering space. The living room opens to a private lake-view balcony, perfect for enjoying spectacular sunsets over Lake Michigan. Upstairs, the lake-view primary suite features its own private balcony, spa-style bathroom, walk-in shower, generous closet space, along with two additional bedrooms. The attached two-car garage with ceramic tile flooring offers exceptional versatility and can easily serve as additional entertaining space for larger gatherings. The garage also provides direct patio access for grilling and outdoor entertaining. Boating enthusiasts, this property offers a deeded 55-foot boat slip with a 28,000-pound boat lift, providing convenient & protected access to Lake Michigan. Few properties along Michigan's Sunset Coast offer this combination of unobstructed waterfront views, private boating infrastructure, and direct access to Lake Michigan. The waterfront lifestyle continues with association amenities including a heated pool, clubhouse, and guest parking. Just minutes from Silver Beach, downtown St. Joseph restaurants, the Whirlpool Fountain, Carousel, Shadowland Pavilion, Curious Kids Museum, Krasl Art Center, Farmers Market, and Antiques on the Bluff. Lake views. Private balconies. Gourmet kitchen. Custom cherry cabinetry. Granite island. Wet bar. Natural gas fireplace. Spa-style primary bath. Two-car garage. Heated pool. Gated waterfront association. This is lakeside living with the space, amenities, and boating access to make your dream a reality.

Highlights

Listed by Gary Depa , 269-985-3716 @properties Christie's International R.E. , 269-469-0700. MichRIC

Property Type

Condo/Townhome

Lot/Acreage
2.17

HOA Fee

655 Monthly

Year Built

1989

County

Berrien

Neighborhood

The Waterfront Association

School District

St. Joseph

Listing ID

26021268

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Ceramic Tile,Tile
Basement:Slab,Walk-Out Access
Other:
  • ▪ Additional:Broadband, Garage Door Opener, Wet Bar, Center Island, Pantry
Water:Public

Exterior Features

Lot:Sidewalk,Site Condo,Lake,River,Waterfront
Roof:Other
Others:
  • ▪ Additional:Balcony
Sewer:Public
Parking Features:Garage Faces Rear,Garage Door Opener,Attached
Principal Interest
$2,509
Taxes
$1,290
HOA
$655

Home Price

$1,129,000

Loan Details

30 yrs
0%

Down Payment

20%
$225,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,508.89

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,508.89 $1,290.42 $655.00 $4,454.31
Yearly $30,106.67 $15,485.00 $7,860.00 $53,451.67
Total $903,200.00 $464,550.00 $235,800.00 $1,603,550.00
Lender profile image
Brian Belinger
Loan Originator
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Market insight data is pulled from the same city as the listing being viewed (St. Joseph, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Southwestern Michigan Regional Information Center, LLC and is deemed reliable but not guaranteed accurate.

Data last updated: 2026-11-02T16:20:00.000Z

© 2026 MichRIC