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Jim Blehm

Team Owner, Realtor® | The Blehm Group | Keller Williams

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46916 Spruce Dr , Utica, MI 48315
$499,900
Est. Payment: $2,574.23/mo
4 Bed
4 Bath
3888 Sqft
Status: active | Days on site: 2
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jim Blehm
Team Owner, Realtor®

House Description

Welcome to your own slice of "up north" without ever leaving Metro Detroit! This stunning 4-bedroom, 3.5-bath split-level home sits directly on Cedar Lake in the sought-after Cedar Lake subdivision, offering the kind of waterfront lifestyle buyers dream about.Swim, fish, or ice skate right from your backyard, then unwind on the large deck overlooking the water. Downstairs, the finished walk-out basement is an entertainer's dream — complete with a second full kitchen, wet bar, full bath, and a cozy fireplace, giving you and your guests direct access to the lake and endless space to gather.The main floor offers a private primary suite with its own full bath, while three additional bedrooms and a full bath upstairs provide plenty of room for family or guests. A convenient first-floor laundry/mudroom adds everyday functionality to this beautifully designed layout.With easy access to Metro Detroit's best shopping, dining, and freeways, this Cedar Lake gem delivers the perfect blend of waterfront serenity and everyday convenience. Don't miss this rare opportunity to own on the water — schedule your private showing today!

Highlights

Listed by Eric R Jurmo , 586-524-1829 KW Platinum , 586-949-0200. MichRIC

Property Type

Residential

Lot/Acreage
0.33

HOA Fee

390 Annually

Year Built

1987

County

Macomb

Neighborhood

Shelby Twp

School District

Utica

Listing ID

20261059854

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Washer, Refrigerator, Range, Microwave, Dryer, Disposal, Dishwasher
Air Cond:Central Air
Fireplaces:Living Room
Basement:Walk-Out Access
Other:Basement Finished,Master on Main
Other:Public

Exterior Features

Lot:Waterfront
Roof:Asphalt
Others:Deck(s),Porch(es)
Sewer:Septic Tank
Parking Features:Attached
Principal Interest
$2,574
Taxes
$530
HOA
$390

Home Price

$499,900

Loan Details

30 yrs
6.676%

Down Payment

20%
$99,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,574.23

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,574.23 $530.08 $390.00 $3,494.32
Yearly $30,890.79 $6,361.00 $4,680.00 $41,931.79
Total $926,723.62 $190,830.00 $140,400.00 $1,257,953.62
Lender profile image
Brian Belinger
Loan Originator
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Market insight data is pulled from the same city as the listing being viewed (Utica, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Southwestern Michigan Regional Information Center, LLC and is deemed reliable but not guaranteed accurate.

Data last updated: 2026-08-03T01:53:30.000Z

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