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Jim Blehm

Team Owner, Realtor® | The Blehm Group | Keller Williams

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63238 Kinsey St , Vandalia, MI 49095
$374,900
Est. Payment: $1,930.55/mo
3 Bed
2 Bath
1296 Sqft
Status: pending | Days on site: 59
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Jim Blehm
Team Owner, Realtor®
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House Description

Welcome to peaceful lake living on beautiful Birch Lake! This move-in ready 2020 ranch offers the perfect blend of comfort, convenience, and affordability with association lake access at a fraction of waterfront pricing. Featuring 3 bedrooms, 2 full bathrooms, main-floor laundry, and an inviting open-concept layout, this home was thoughtfully designed for both everyday living and relaxing weekends by the water. Enjoy the quiet setting, detached 2-car garage, central air, and the cozy warmth of a wood stove on crisp Michigan evenings. Built in 2020, the home provides the confidence and peace of mind that comes with newer construction and modern mechanical systems. Whether you're searching for a full-time residence, weekend escape, or lake-area retreat, this property offers an incredible opportunity to enjoy the lake lifestyle without the burden of waterfront taxes.
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Highlights

Listed by Brandon R Culbertson , 269-625-1762 Real Broker LLC , 855-450-0442. MichRIC

Property Type

Residential
Lot/Acreage
0.28

HOA Fee

600 Annually

Year Built

2020

County

Cass

 School District

Constantine

Listing ID

26024068

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Oven, Range, Refrigerator
Air Cond:Central Air
Fireplaces:Gas/Wood Stove
Floor:Carpet,Vinyl
Basement:Crawl Space
Other:Garage Door Opener,Center Island,Eat-in Kitchen,Master on Main
Other:Well

Exterior Features

Lot:Lake
Roof:Shingle
Sewer:Public
Parking Features:Garage Door Opener,Detached
Principal Interest
$1,931
Taxes
$166
HOA
$600

Home Price

$374,900

Loan Details

30 yrs
6.676%

Down Payment

20%
$74,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,930.55

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,930.55 $166.33 $600.00 $2,696.88
Yearly $23,166.55 $1,996.00 $7,200.00 $32,362.55
Total $694,996.37 $59,880.00 $216,000.00 $970,876.37
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Brian Belinger
Loan Originator
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Market insight data is pulled from the same city as the listing being viewed (Vandalia, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Southwestern Michigan Regional Information Center, LLC and is deemed reliable but not guaranteed accurate.

Data last updated: 2026-08-02T23:53:55.000Z

© 2026 MichRIC